Citizenship & passport
Following approval, the applicant is registered as a Turkish citizen and applies for a passport under the official procedure.
THE PROGRAMME
Türkiye investment citizenship overview
Investors and eligible family members may apply under Türkiye’s exceptional citizenship provisions through a qualifying bank deposit or property purchase. The relevant authority confirms the investment; the Ministry of Interior reviews the citizenship application and submits it for Presidential approval.
Eligible family members
A spouse and the applicant’s or spouse’s children under 18 may apply together. Adult children within the statutory dependent-child category require a separate review of eligibility and supporting evidence.
Three-year commitment
Both routes require a holding commitment of at least three years. Dates follow the bank’s deposit commitment or the property’s registered restriction, separately from the citizenship processing period.
Invest in Türkiye · Investment guideNVİ · Citizenship acquisition
TWO INVESTMENT ROUTES
Bank deposit & real estate
Compare the use of capital, holding conditions and ongoing responsibilities.
01 / BANK DEPOSIT
Bank deposit
Minimum500,000USD
Meet the investment requirement through a qualifying deposit.
- Capital requirement
- Commit at least USD 500,000 or equivalent foreign currency, converted to Turkish lira under the applicable procedure and deposited with a bank operating in Türkiye.
- Holding condition
- Maintain the qualifying deposit for at least three years without withdrawal. The bank’s documentation records the committed amount and the start and end dates.
- Investment confirmation
- Compliance is determined by the Banking Regulation and Supervision Agency, BDDK (BRSA).
Account currency & conversion
USD 500,000 is the currency unit used to express the statutory threshold. Under the bank’s published procedure for new applications, the funds are converted into Turkish lira and held in lira for the three-year commitment. Obtain written confirmation of the account currency, committed amount and holding dates before depositing.
Invest in Türkiye · Investment guideZiraat Katılım · Banking procedures
Exchange-rate movements, bank risk and charges may affect the foreign-currency value recovered at the end of the holding period.
02 / REAL ESTATE
Real estate
Minimum400,000USD
Meet the investment requirement by acquiring qualifying property.
- Capital requirement
- Acquire qualifying property worth at least USD 400,000 or equivalent foreign currency, at a value accepted by the competent authority.
- Holding condition
- Register a restriction against resale for at least three years and continue to observe the applicable conditions.
- Investment confirmation
- Investment conformity is processed by the relevant offices of the General Directorate of Land Registry and Cadastre (TKGM), under the Ministry of Environment, Urbanization and Climate Change.
Title, valuation & transaction review
Before payment, a Turkish-qualified lawyer reviews the property and transaction documents, including the following matters.
- Seller & ownership historyReview the seller’s identity, corporate ownership and transfer history, including any previous ownership by the applicant, spouse or children.
- Valuation & qualifying amountObtain the valuation and citizenship investment-amount determination document (TTB) under TKGM’s current procedure, and reconcile the qualifying amount with the registered value and bank payment evidence.
- Payment & currency recordsPay through the banking system and reconcile the recipient, payment receipts and foreign-exchange documents to retain a complete transaction record.
- Title & registered restrictionReview foreign-buyer eligibility, title and encumbrances, and register the three-year restriction against resale.
Invest in Türkiye · Investment guideTKGM · Property & citizenship procedures
Property prices, exchange rates, rental demand and resale conditions vary; rental, appreciation and buyback expectations should be assessed against market and contractual conditions.
These are the minimum investment amounts for each route; other costs are additional. Deposit and property amounts cannot be combined to meet a route’s threshold.
ELIGIBILITY & FAMILY
Applicants & accompanying family
Family relationships, personal background and reliable documentation matter alongside the investment.
Identity & background
Confirm identity, nationality and relevant background. Applicants must present no obstacle to national security or public order.
Family scope
A spouse and the applicant’s or spouse’s children under 18 may apply together. Adult children within the statutory dependent-child category require a separate review of eligibility and supporting evidence. Parents and siblings are outside the accompanying-family category.
Funds & transactions
Verify the source of funds, bank credits and payment trail. Account opening, transfers and property eligibility each require the relevant bank or authority’s checks.
Supporting documents
Common documents include passports, birth and civil-status records, evidence of family relationships, photographs and fee receipts. Foreign documents require the applicable certification and Turkish translations.
NVİ · Citizenship acquisitionMinistry of Labour · Article 12NVİ · Application documents
A CONSIDERED PROCESS
Application process & professional support
Complete the investment and obtain confirmation before proceeding with residence and citizenship formalities.
- 01
Consultation & initial assessment
Review family objectives, background and capital commitments; compare routes and agree the service scope and costs.
- 02
Investment & confirmation
Complete the bank deposit or property registration and obtain the required confirmation of investment compliance.
- 03
Residence & citizenship filing
Apply for a short-term residence permit in the investor category, prepare and file the citizenship application, and respond to requests for further documents or verification.
- 04
Decision & passport formalities
The Ministry of Interior reviews the application and submits it for Presidential approval. Following approval, complete civil registration, identity-document and passport procedures, and continue to fulfil the holding commitment.
Conatus Mobility provides consultation and coordination throughout the process. The specific services are set out in the written agreement.
Invest in Türkiye · Investment guideNVİ · Citizenship acquisitionNVİ · Application documents
CAPITAL & COMMITMENT
Cost structure & holding obligations
Investment capital, government charges and service fees are listed separately and confirmed in writing before signing.
Investment capital
A deposit goes into an eligible bank account; property capital purchases real estate. Neither is a donation to the government.
Application & transaction costs
Confirm government and document charges, translation, certification and bank costs. Property also requires a review of taxes, registration, valuation, insurance and ongoing ownership expenses.
Professional fees
Consultation, legal and other service fees follow the respective written agreements, including scope, payment stages and termination provisions.
When the investment is made
Complete the qualifying investment and obtain its confirmation before proceeding with the relevant residence and citizenship applications. Investment capital, application charges and service fees are paid at their respective stages.
Holding the investment & early exit
Maintain the deposit or property for the required commitment of at least three years. An early exit engages the bank undertaking, registered restrictions and continuing investment compliance; the handling lawyer coordinates the applicable procedure with the bank and authority.
After the holding period
After the holding period, follow the bank or land registry’s procedure to release restrictions and withdraw funds or dispose of the property, settling applicable taxes and transaction charges.
Investment confirmation and citizenship approval are separate. A certificate of conformity does not constitute citizenship approval; the Turkish authorities decide the outcome under the law. During the three-year holding period, the qualifying deposit is locked under the bank undertaking and the property is subject to a registered resale restriction. Early release affects investment eligibility; consequences for the application or citizenship already obtained follow applicable law and official procedures. Following refusal, deposit restrictions and withdrawals are handled through the bank and competent authority. Refusal itself does not change ownership of the purchased property. Government charges are treated under the applicable rules, while service-fee refund conditions follow the written service agreement.
QUESTIONS & CLARITY
Frequently asked questions
Investment & funds · Citizenship & family · Process & maintenance
What review follows the minimum investment?
After investment conformity is confirmed, the citizenship application undergoes national-security, public-order and other applicable checks. The Ministry of Interior reviews it and submits it for Presidential approval.
Can the deposit remain in US dollars?
No. Under the bank’s published procedure for new applications, the qualifying funds are converted to Turkish lira and held in lira during the three-year commitment. USD 500,000 expresses the investment threshold; account documentation should record the currency, committed amount and holding dates.
Can a new application use a KKM FX-protected deposit?
No. The Central Bank terminated new KKM accounts and renewals from 23 August 2025. Its announcement explicitly excluded YUVAM, so it does not establish that all banking products lack exchange-rate protection. YUVAM account eligibility and suitability for a citizenship investment require separate confirmation from the handling bank.
Which property value counts?
The qualifying amount is determined under TKGM’s current procedure using the citizenship investment-amount determination document (TTB) and the required valuation, bank-payment and title-registration records. The handling lawyer should reconcile these documents against the USD 400,000 minimum and complete the three-year restriction against resale.
Invest in Türkiye · Investment guideTKGM · Property & citizenship procedures
Are five years of residence or a language test required?
The investment route follows exceptional citizenship provisions, rather than the five-year residence and general language conditions for ordinary naturalisation. Applicants still complete investor-category residence formalities, identity checks and required in-person procedures.
Do family members receive citizenship automatically?
Family members must fall within the eligible category, provide relationship and other application documents, and undergo review. A spouse and the applicant’s or spouse’s children under 18 may apply together; adult children in the statutory dependent-child category require a separate eligibility and evidence review.
Can an existing nationality be retained?
Türkiye recognises multiple citizenship. Retention of an existing nationality depends on the law of that nationality’s country and must be checked separately.
Does three years mean the processing time?
Three years refers to the holding commitment, with dates recorded in the bank undertaking or property registration documents. Residence and citizenship follow their own procedures; progress depends on document completeness, requests for further information and official review.
What should be confirmed before signing?
Confirm the service provider, division of responsibilities, complete costs, investment recipient and account details, and data-sharing terms. Record scope, payment stages and termination provisions in writing. Verify investment transfers separately from service fees.
Official sources & procedural reference
The legal basis includes Article 12 of the Turkish Citizenship Law and Article 20 of its Implementing Regulation, as currently amended. Bank operational guidance is listed separately.
This is not a government website. Information is for general reference and is not individual legal, tax or investment advice. Eligibility, charges and obligations are governed by applicable law, authority requirements and written agreements. Landmark illustrations are artistic interpretations and do not depict an offered investment or imply government endorsement.